Monday 13 October 2008

Bank Scammers


I'm sure none of you are dumb enough to fall for the recent upsurge in Bank details scams, using the banking crisis to increase the number of attempts to phish people's details.
But sadly I know a few people who would believe this!!
The picture above is one E-mail I've just received and it's well written without the obvious spelling mistakes that some have, the picture of the Lloyds horse is from the official Lloyds page, and the line "Failure to do so may result in temporary account suspension" is usually enough for some people to panic and click the link.
If you check the link at first it looks legit "http://online-lloydstsb...." it's only when you see it's followed by " .tk" you can actually guarantee it's a scam, as far as I know Lloyds TSB aren't based in Tokelau (a territory of New Zealand) although with all this investment in foreign markets they could be!! :)
A page I've read about Tokelau (.tk) gives more than enough evidence of scamming -
Quote "By most measures New Zealand's remote colony of Tokelau is paradise but on the internet it has become the world's most dangerous domain for surfers.
Californian based internet security company McAfee this week said websites with Tokelau's dot-TK domain were "unusually risky".
Many of the fake websites and emails offering "security alerts" from banks around the world arrive via a Tokelau or Niue top level domain (TLD) address.
A senior New Zealand diplomat trying to help Tokelau and Niue told Fairfax Media both have lost control of their internet domains and, along with New Zealand, risk losing their international reputations.
Niue's site has become infamous for hardcore pornography while Tokelau, which has just 1300 people, no airport and no capital, is synonymous with computer viruses, spyware and malicious software covertly dumped onto computer main drives."

You have been warned.

Although for me the fact I'm receiving e-mails from the scumbags at Lloyds was enough of a clue, as it was this bunch of crooks who repeatedly tried to rip me off for years with double loan payments and unfair bank charges before giving me an unrequested overdraft which once I used it they took it away and hit me with another ton of bank charges before blacklisting me, so there is no way I'd have an account with them as in my opinion they are only marginally better than the scammers (sorry into another personal rant there!).
They might make good train adverts but they would be the last bank on earth etc .....

Personally I have never used internet banking, I don't trust it.
So when I receive the 5-10 E-mails a week asking me to update my bank details for every bank and building society in the land I can dismiss them straight away, but I know a lot of people do use internet banking so the chances are one of the scam mails might be from your bank.
Unless something has changed recently Banks will never ever ask for your details in an e-mail, they already have them and if you do need to change something you will usually be asked by letter to go to your branch.

Public service announcment over :)

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